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 My goal is to make this website your primary Homes in Houston Texas real estate resource. Get ready to browse through a wealth of information about Houston, TX real estate and the Katy Sugar Land Real Estate Market. As a long time resident of the Houston area, I look forward to sharing my wealth of knowledge in the Houston, Katy, and Sugar Land Real Estate Market. My unique approach offers fully integrated Marketing Services with a high tech, yet personal touch. Some highlights of my website include: my featured property listings, access to local real estate property listings,and a local information section providing details about individual towns including links to community reports, local government offices, recreation, transportation and so much more.
80% of my business is either past clients or past client referrals from both buyers and sellers with varying needs and price ranges. While holding myself to the highest professional and ethical standards, my mission is "To build long term relationships with honest, hard work and extraordinary service," so that I may be considered a trusted advisor to my clients for years to come.
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Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
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